Comparing mortgage rates using different loan products and vendors will give you a good idea about the current mortgage market. This information will allow you to better negotiate with mortgage lenders and select the company that will best benefit you in the long run. Comparing mortgage rates and learning about various loan products, puts you in the driver’s seat when shopping for your next loan. The following daily mortgage rates averages are collected for standard mortgage programs from over 700 companies in 50 states and the District of Columbia.